Appraisal services for Phillips and Franklin County homeowners

The top seven reasons why ME homeowners hire Visionary Real Estate Appraisal Group:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. Challenge property tax assessments
  3. Remove PMI to reduce your mortgage payment
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a ME divorce, where real estate property needs to be divided
  7. Determine the true market value of real estate in question to settle an estate in Franklin county or ME

Own a house in or near Phillips, ME and need help deciding the value of it?
Contact Visionary Real Estate Appraisal Group.

We at Visionary Real Estate Appraisal Group understand the unique needs of a homeowner seeking appraisal services. Our usual business clients are used to the appraisal process and the customary "products" we deliver to them. Being a regular consumer that ordinarily doesn't look at appraisals every day,we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own house because of your emotional attachment to it. The professional appraisers at Visionary Real Estate Appraisal Group will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much your home is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value report than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to save money for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. Visionary Real Estate Appraisal Group is veterans in helping folks just like you rid yourselves of unnecessary PMI insurance.

Challenging Franklin county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that is going down or not appreciating as much as other homes close by. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. When contesting your property tax assessment, getting an expert appraisal from Visionary Real Estate Appraisal Group is your chief weapon.

Was your HELOC recently frozen?

Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow standpoint. An expert appraisal from Visionary Real Estate Appraisal Group can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you'd like to have an expert double-check it for accuracy or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? Visionary Real Estate Appraisal Group offers field reviews where we'll go out and check the subject and comps in question. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. Even though this is typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your house.